Michael TrefelAn estimated $124 trillion is moving from Baby Boomers to the next generation over the coming decades. Most families receiving it are unprepared. This post breaks down what the Great Wealth Transfer means and how to be ready for it.
Michael TrefelMost people have heard of annuities but few understand what a fixed index annuity actually does. It grows with a market index, protects your principal, and can guarantee income for life. This post breaks down how it works in plain language.
Michael TrefelMost comparisons of annuity vs IUL try to pick a winner. That is the wrong question. These two products serve different jobs in a retirement plan. This post clarifies which job each one does and how they work together.
Michael TrefelMost retirement plans stop at the 401k and the Roth IRA. A life insurance retirement plan adds a third layer. Tax-free income with no contribution limits, no market risk, and no required distributions.